Vigil Protocol today launched an AI-powered family financial orchestration platform designed for couples with household assets between $1 million and $30 million. The platform maps, audits, monitors, and activates a household's complete financial life so either spouse can navigate it independently.
What it does
Vigil replaces the spreadsheets and folders many affluent households rely on with a single, verified household runbook. Users upload existing documents — account statements, insurance policies, trust documents, tax records, beneficiary forms. Vigil's AI extracts the structure: accounts, beneficiaries, professionals, provisions, dates, and coverage.
The audit then surfaces findings in several categories:
- Beneficiary mismatches
- Document conflicts
- Stale information
- Missing essentials
Each finding pairs an observation with a suggested question for the relevant professional — attorney, CPA, financial advisor, or insurance agent.
Monitoring keeps the household map current over time through regular check-ins, proof-of-access reviews, and readiness updates. The result is a living inventory of accounts, documents, professionals, and trusted contacts.
If the household needs to activate the system — for example, after a death or incapacitation — the surviving spouse has a verified protocol the couple has already walked through together, with trusted contact verification and secure sharing with the household's professionals.
What it does not do
Vigil does not move money, store passwords, or provide financial advice. The platform is read-only and works alongside the professionals the household already trusts.
Who it's for
The platform targets couples with $1 million to $30 million in household assets — a segment where financial complexity has grown beyond what one person can manage from memory. "Most affluent households do not have a financial problem, they have a coordination problem," said Cory Klippsten, Founder of Vigil Protocol. "From the outside, everything looks organized. In reality, the household often runs on one person's memory and one person's inbox."
Background
Vigil Protocol was founded by Cory Klippsten, Founder, CEO, and Chairman of Swan, and Jeremy Showalter, Chief Business Officer of Swan. Swan is a financial technology company serving affluent and high-net-worth clients, operating a multi-custodial platform with SOC 2 controls. Swan's first business, Swan Bitcoin, helps clients take direct ownership of Bitcoin and secures more than $1 billion in assets. Vigil Protocol is Swan's newest product.
Availability
Vigil is now available for households in the United States at www.vigilprotocol.ai.
Bottom line
Vigil Protocol addresses a real pain point for affluent couples: the financial complexity that accumulates over a lifetime of building assets. By extracting structure from existing documents and flagging gaps and conflicts, it gives both spouses a shared, verified view of their financial life — without moving money or replacing their existing professional advisors.