Tech

Temenos Launches Embedded AI Capabilities to Help Banks Move Faster, Stay in Control, and Create Better Experiences

Banks can now seamlessly integrate AI-driven decision-making into their core systems, thanks to Temenos' new embedded AI capabilities, which include AI agents, copilots, and a conversational studio. This move enables financial institutions to automate routine tasks, enhance customer interactions, and maintain regulatory compliance. By embedding AI within their trusted core systems, banks can accelerate digital transformation while maintaining control over sensitive data and operations.

Temenos has launched new embedded AI capabilities to help banks move faster, stay in control, and create better experiences. The new releases include Temenos AI Agents, Copilots, and Conversational Studio embedded across Temenos’ Core and Digital Banking products, as well as its Financial Crime Mitigation (FCM) solution.

Overview

These launches demonstrate Temenos’ continued execution against the product pillar of its AI strategy, which focuses on embedding intelligence into the trusted platform banks rely on to run their most critical operations. The new AI capabilities unveiled include:

  • Conversational Studio for Digital, a natural-language environment for building end-to-end digital banking journeys.
  • Temenos Copilot for Workbench, helping developers build, plan, and execute custom platform extensions using AI Agents.
  • Temenos Copilot for Core - Branch Manager & Branch Officer personas, extending conversational support to branch officers and managers.
  • Temenos FCM AI Agent for Instant Payments, extending financial crime controls to real-time payment flows.

What it does

Conversational interfaces are transforming how users interact with Temenos systems by enabling natural-language interaction with the platform. This improves productivity, reduces operational friction, and makes complex banking functionality accessible to a broader set of users. AI Agents further increase operational capacity, reduce friction and risk, and help banks scale efficiently while maintaining auditability and human oversight.

Tradeoffs

According to Barb Morgan, Chief Product and Technology Officer at Temenos, banks do not need AI added on top of critical systems. They need intelligence built into the products and workflows they already trust. Rather than introducing a separate AI layer, Temenos is embedding AI responsibly, so banks can automate operations, scale services, and innovate safely without compromising reliability or regulatory obligations.

In conclusion, Temenos' new embedded AI capabilities are designed to help banks move faster, stay in control, and create better experiences. By embedding intelligence into the trusted core of banking, banks can accelerate digital transformation while maintaining control over sensitive data and operations.

Similar Articles

More articles like this

Tech 1 min

Aktsiaseltsi Tallinna Vesi dividendimakse ex-päev

Tallinn Waterworks sets its May 12, 2026 ex-dividend date, locking the shareholder registry at market close—triggering a 2.8 % yield for holders of its EE3100026436 ISIN stock and a mandatory two-day settlement buffer for any last-minute buyers racing the T+2 clock.

Tech 1 min

Construction's CIOs Sound the Alarm on Data Ownership and AI Readiness

Construction CIOs Unite Against Data Ownership Uncertainty, as 96% Express Concerns Over AI-Driven Tech Integration. A recent industry survey reveals a stark divide among tech leaders on managing their digital infrastructure, with most prioritizing data sovereignty amidst growing reliance on AI-driven tools and platforms. The findings underscore a pressing need for standardized data governance frameworks in the construction sector.

Tech 1 min

Can chatbots broker peace? The promise and threats of AI diplomacy

A nascent era of AI diplomacy is unfolding, as the United Nations prepares to host the first Global Dialogue on AI governance in Geneva this July, marking a significant shift toward structured global coordination on AI. The forum will tackle the dual promise and threat of AI-facilitated dialogue, where chatbots may broker peace but also amplify existing biases and power imbalances.

Tech 1 min

Microcks becomes a CNCF incubating project

The CNCF's incubator welcomes Microcks, a tool for automating API testing and validation, as the cloud-native ecosystem expands its arsenal for ensuring the reliability of microservices-based applications. Microcks' focus on API lifecycle management and testing now gains the CNCF's support, aligning with the community's push for more robust and scalable cloud infrastructure. This move positions Microcks to influence the development of cloud-native APIs and services.

Tech 1 min

SUNMI Technology (06810.HK) Officially Listed on the Main Board of HKEX

Hong Kong's Main Board welcomes its first Business IoT (BIoT) pioneer, as SUNMI Technology Group Co., Ltd. (06810.HK) debuts with a market capitalization of approximately $1.5 billion, marking a significant milestone for the global BIoT industry. The listing underscores growing investor interest in IoT solutions for enterprise applications. SUNMI's BIoT platform, built on a Linux-based operating system, is poised to expand its reach in the rapidly evolving IoT landscape.

Tech 1 min

eGain Evaluator biedt continue kwaliteitsborging voor AI-gegenereerde antwoorden

AI-generated responses get a quality gatekeeper: eGain's Evaluator tool enables businesses to systematically test, validate, and refine AI answers before customer-facing issues arise, leveraging a combination of natural language processing and machine learning to detect and mitigate errors in conversational AI outputs. This proactive approach aims to prevent costly customer support escalations. By integrating Evaluator into their workflows, companies can ensure more accurate and reliable AI-driven interactions.